Phase I (Early Out/Pre-Collect):
Accounts referred for Phase I services receive a letter giving the debtor a designated time frame based on your preference to respond. All call and payment arrangements are handled within MSB. All accounts that have payment arrangements will remain in the Phase I program and will not receive collection calls. Payments are reported on a monthly statement. Any accounts with no response and/or broken payment arrangements will be placed in traditional collection activity.
This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.